Buying?

Buying a home can seem as difficult as learning a foreign language. How much home can I afford? How much loan can I qualify for? What’s the difference between APR and interest rate? When do I lock my interest rate? What style house do I want? What neighborhood &/or city is best? Is a cul-de-sac lot really worth more money? Should I buy a newly constructed home, or would an existing home be better? Are gated communities “better” somehow? There are literally hundreds of questions to sort through as part of the buying process. Some of the answers will be obvious, while others are more elusive – there are probably even questions you hadn’t thought to ask!

We’ve compiled a good deal of information for your review – from the first thought of buying all the way through to the actual move. Please review the information below, and feel free to contact us with any additional questions.

Documents and Articles

Purchase Contract. Review a sample copy of the purchase contract, so you’ll be prepared for what lies ahead.

5 things to do BEFORE you buy a home. A great primer as you prepare to buy.

Consumer Bill of Rights. The Arizona Department of Real Estate put out some great information all buyers should be aware of. (edited June 2010 – ADRE website states the document is temporarily unavailable while it’s being edited. Instead, buyers might find this list of links from ADRE helpful: “Topics to Research Before Purchasing Real Estate”)

This is the online version of the Arizona Department of Real Estate’s Buyer Advisory

Trying to estimate your monthly mortgage payments? Email us (Admin@ThePhoenixAgents.com) for a nifty spreadsheet that automagically calculates your monthly payment down to the penny. Plus you can use our spreadsheet to estimate your home insurance costs, property taxes, HOA fees and even monthly utility bills!