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	<title>Comments on: When to Refinance</title>
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	<description>Chris Butterworth - sharing thoughts on real estate (and everything else.)</description>
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		<title>By: Refinancing an Adjutable Rate Mortgage (ARM) May Not Make Sense &#124; Arizona Mortgage Guru</title>
		<link>http://thephoenixagents.com/when-to-refinance/comment-page-1/#comment-858</link>
		<dc:creator>Refinancing an Adjutable Rate Mortgage (ARM) May Not Make Sense &#124; Arizona Mortgage Guru</dc:creator>
		<pubDate>Fri, 02 Jan 2009 19:06:46 +0000</pubDate>
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		<description>[...] my friend can chose to gear up for a refinance into a fixed rate mortgage or he can just sit and wait to see how his rate adjusts later this year. [...]</description>
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